Tired of throwing money out the window on rent? Did you know that the average mortgage payment could be less than your rent?
Where to start in the home buying process. First step: Speak with a mortgage lender. The mortgage lender will check your financial health in order to determine your purchasing power. She will verify your income versus your outstanding debt. She will check your credit score. She will verify your employment history.
Noteworthy: If you are planning on purchasing a home, it's a good idea not to purchase any large ticket item, for example, a car. Or, co-sign on anyone's loan. Refrain from doing these things for about one year, minimum, prior to buying a home.
With your mortgage pre-approval in hand, give me a call at 201-259-3709 and I'll find you your dream home.