For your real estate purchase there are 3 partners you will need:

1. A Real Estate Agent who will help you find your dream home and then guide you through the process from negotiating your offer to closing. The Realtor can refer you to home inspectors.

2. A Mortgage Lender. You should shop around for a mortgage. Shop your bank, and credit union.  Also ask your Real Estate Agent who could refer you to mortgage brokers.

3. An Attorney. The attorney provides advice that a Real Estate Agent can't provide. The attorney will review the contract of sale, make changes and in essence make sure you are protected.The attorney also orders Title insurance and works with the Lender to make sure you close on time.